Certain recommendations bringing down your costs and attracting the best life insurance rate actually reduce the quality of coverage you get and are, therefore, NOT advisable. But here’s a smarter suggestion: Apply the correct steps and do certain things right and you’ll be in for massive discounts I’ll explain how…
You can reduce your rates by not drinking alcoholic beverages. Heavy drinking makes you a bad risk and therefore increases your life insurance rates.
Most health conditions can be traced to drinking.
What quantity of alcohol can you take without any side effect? Honestly, I can’t say.
But here’s what I’m sure of: Staying away from alcohol totally will do you a world of good. So you can reduce your life insurance rates (Apart from reducing the risk of developing certain diseases) by avoiding alcohol if you can or drinking in real moderation if you can’t.
The only problem is that people who say they cannot help drinking most often cannot drink in moderation. Seek help if you want to give up alcohol. There are groups that help alcoholics quit drinking.